Protect your firm from the staggering loss of time, hard-earned money, and reputation that a lawsuit can cause your firm. Even if you're not at fault, the cost of defending your firm or settling a claim can be financially devastating. That's why securing a professional liability insurance plan through Pearl Insurance and General Star is a must.

The plan covers accounting and consulting services and includes:

• Additional coverage for financial planning, consulting, notary public, and trustee services
• Full Prior Acts coverage is available
• Claim expenses within or outside the limits of liability
• Multiple deductible options
• Predecessor and successor firm coverage
• ERP Options: 1-, 3- or 5-year period as well as unlimited terms; qualifying retirees are eligible for a free ERP
• Book-keepers / Tax-Preparers Policy also available

The Premier Plus Plan gives you the broad coverage you need to insure your firm and your staff against malpractice claims. Our Premier Plus Plan offers you peace of mind, plus:

• Policy limits up to $5 million or higher
• 100% of the deductible waived if the claim is settled by alternative dispute resolution, mediation, or non-binding arbitration

Our plan gives you automatic plan enhancements that include:

• Privacy and information security
• Employee dishonesty
• Disabled Partner replacement
• Production of documents
• Trial, hearing, and arbitration proceedings
• Administrative proceedings now $10,000 per insured
• Increases allowable equity interest in a client up to 25% for most services (vs. up to and including 10% previously)